{"id":2378,"date":"2017-07-18T17:35:09","date_gmt":"2017-07-18T17:35:09","guid":{"rendered":"https:\/\/www.naimacanada.ca\/?page_id=2378"},"modified":"2020-08-24T16:43:57","modified_gmt":"2020-08-24T16:43:57","slug":"national-residential-financial-incentives-insulation","status":"publish","type":"page","link":"https:\/\/www.naimacanada.ca\/incentives-rebates\/national-residential-financial-incentives-insulation\/","title":{"rendered":"National Residential Financial Incentives for Insulation"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; fullwidth=&#8221;on&#8221; _builder_version=&#8221;3.22&#8243;][et_pb_fullwidth_header title=&#8221;National Residential Financial Incentives for Insulation&#8221; content_max_width=&#8221;none&#8221; _builder_version=&#8221;3.16&#8243; background_color=&#8221;#003366&#8243; button_one_letter_spacing_hover=&#8221;0&#8243; button_two_letter_spacing_hover=&#8221;0&#8243; saved_tabs=&#8221;all&#8221; button_one_text_size__hover_enabled=&#8221;off&#8221; button_two_text_size__hover_enabled=&#8221;off&#8221; button_one_text_color__hover_enabled=&#8221;off&#8221; button_two_text_color__hover_enabled=&#8221;off&#8221; button_one_border_width__hover_enabled=&#8221;off&#8221; button_two_border_width__hover_enabled=&#8221;off&#8221; button_one_border_color__hover_enabled=&#8221;off&#8221; button_two_border_color__hover_enabled=&#8221;off&#8221; button_one_border_radius__hover_enabled=&#8221;off&#8221; button_two_border_radius__hover_enabled=&#8221;off&#8221; button_one_letter_spacing__hover_enabled=&#8221;on&#8221; button_one_letter_spacing__hover=&#8221;0&#8243; button_two_letter_spacing__hover_enabled=&#8221;on&#8221; button_two_letter_spacing__hover=&#8221;0&#8243; button_one_bg_color__hover_enabled=&#8221;off&#8221; button_two_bg_color__hover_enabled=&#8221;off&#8221;][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;3.22&#8243;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;3.25&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;3.25&#8243; custom_padding=&#8221;|||&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_toggle title=&#8221;Energy Star &#8211; Insulation Rebates&#8221; _builder_version=&#8221;4.4.8&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; hover_enabled=&#8221;0&#8243; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3><a href=\"https:\/\/www.energystar.gov\/about\/federal_tax_credits\/non_business_energy_property_tax_credits\" target=\"_blank\" rel=\"noopener noreferrer\">Qualified Energy Efficiency Improvements<\/a><\/h3>\n<p>Adding adequate insulation is one of the most cost-effective home improvements that you can do.<\/p>\n<p><strong>Tax Credit Amount:\u00a0 10% of the cost, up to $500 (NOT INCLUDING INSTALLATION)<\/strong><\/p>\n<p><strong>Requirements<\/strong><br \/>Typical bulk insulation products can qualify, such as batts, rolls, blow-in fibers, rigid boards, expanding spray, and pour-in-place.<\/p>\n<p>Products that air seal (reduce air leaks) can also qualify, as long as they come with a Manufacturers Certification Statement, including:<\/p>\n<ul>\n<li>Weather stripping<\/li>\n<li>Spray foam in a can, designed to air seal<\/li>\n<li>Caulk designed to air seal<\/li>\n<li>House wrap<\/li>\n<\/ul>\n<p><strong>NOTE: Tax Credit does NOT include installation costs.<\/strong><\/p>\n<p><strong>More Information<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/energystar.zendesk.com\/hc\/en-us\/articles\/211437868-How-do-I-apply-for-the-tax-credit-What-tax-form-do-I-need-for-the-energy-efficiency-tax-credits-\" tabindex=\"63\">How to apply<\/a><\/li>\n<li><a href=\"https:\/\/www.energystar.gov\/campaign\/improvements\" tabindex=\"64\">Insulation efficiency through Home Performance with ENERGY STAR<\/a><\/li>\n<li><a href=\"https:\/\/www.energystar.gov\/campaign\/improvements\" tabindex=\"65\">Heat &amp; Cool Efficiently at Home<\/a><\/li>\n<\/ul>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;Energy Efficient Housing Program&#8221; _builder_version=&#8221;4.4.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3><a href=\"http:\/\/genworth.ca\/en\/products\/energy-efficient-housing.aspx\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Energy Efficient Housing Program<\/a><\/h3>\n<p>The Bank of Montreal offers low interest rates and pre-payment options on 5-year closed mortgages for energy efficient single-family homes and high-rise condominiums.<\/p>\n<p>Single-family homes require 6 of the 7 energy efficient features, including good quality attic insulation (minimum RSI 8.6, R-49). High-rise condominiums do not require insulation as an energy efficiency feature.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;CMHC Green Home&#8221; _builder_version=&#8221;4.4.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3><a href=\"https:\/\/www.cmhc-schl.gc.ca\/en\/buying\/mortgage-loan-insurance-for-consumers\/cmhc-green-home\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">CMHC<\/a>\u00a0<a href=\"https:\/\/www.cmhc-schl.gc.ca\/en\/buying\/mortgage-loan-insurance-for-consumers\/cmhc-green-home\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">Green Home<\/a><\/h3>\n<p>Apply here:\u00a0<a href=\"https:\/\/www.cmhc-schl.gc.ca\/en\/data-and-research\/publications-and-reports\/green-home-program-partial-premium-refund-application\" rel=\"nofollow\">https:\/\/www.cmhc-schl.gc.ca\/en\/data-and-research\/publications-and-reports\/green-home-program-partial-premium-refund-application<\/a><\/p>\n<table>\n<tbody>\n<tr>\n<th>Building Standard<\/th>\n<th>Insurance Premium Refund<\/th>\n<\/tr>\n<tr>\n<td>R-2000 (national)<\/td>\n<td>25%<\/td>\n<\/tr>\n<tr>\n<td>Built Green\u2122 (national)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>ENERGY STAR\u00ae (national)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>GreenHouse\u2122 (Ontario)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>GreenHome\u2122 (Yukon)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>LEED Canada for Homes (national)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>Novoclimat (Quebec)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td>Manitoba Hydro&#8217;s New Homes Program (Manitoba)<\/td>\n<td>15%<\/td>\n<\/tr>\n<tr>\n<td><strong>FOR HOME RENOVATIONS<\/strong><\/td>\n<td>\u00a0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<table>\n<thead>\n<tr>\n<td rowspan=\"2\">\u00a0<\/td>\n<th colspan=\"2\">EnerGuide rating<br \/>0-100 scale<\/th>\n<th colspan=\"2\">EnerGuide rating<br \/>Gigajoules scale<\/th>\n<\/tr>\n<tr>\n<td>If pre-retrofit rating is &lt; 55<\/td>\n<td>If pre-retrofit rating is \u2265 55<\/td>\n<td>If pre-retrofit rating is \u2265 200<\/td>\n<td>If pre-retrofit rating is &lt; 200<\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>15% Insurance Premium Refund<\/strong><\/td>\n<td>Minimum increase of 10 points, with resulting rating of at least 60<\/td>\n<td>Minimum increase of 5 points<\/td>\n<td>Minimum decrease of 45 GJ\/year, with resulting GJ\/year not to exceed 250<\/td>\n<td>Minimum decrease of 20 GJ\/year<\/td>\n<\/tr>\n<tr>\n<td><strong>25% Insurance Premium Refund<\/strong><\/td>\n<td>Minimum increase of 20 points, with resulting rating of at least 60<\/td>\n<td>Minimum increase of 10 points<\/td>\n<td>Minimum decrease of 90 GJ\/year, with resulting GJ\/year not to exceed 250<\/td>\n<td>Minimum decrease of 45 GJ\/year<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;RBC Energy Saver Loan&#8221; _builder_version=&#8221;4.4.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3><a href=\"http:\/\/www.rbcroyalbank.com\/personal-loans\/energy-saver-loan.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">RBC Energy Saver Loan<\/a><\/h3>\n<p>The Royal Bank of Canada (RBC) offers a 1% interest rate discount or a $100 rebate on a home energy audit with a qualifying purchase through a fixed rate loan over $5,000.<\/p>\n<p>[\/et_pb_toggle][et_pb_toggle title=&#8221;RBC Energy Saver Mortgage&#8221; _builder_version=&#8221;4.4.6&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; use_border_color=&#8221;off&#8221; border_color=&#8221;#ffffff&#8221; border_style=&#8221;solid&#8221;]<\/p>\n<h3><a href=\"https:\/\/www.rbcroyalbank.com\/mortgages\/index.html\" target=\"_blank\" rel=\"nofollow noopener noreferrer\">RBC Energy Saver Mortgage<\/a><\/h3>\n<p>The Royal Bank of Canada (RBC) offers a $300 rebate for a home energy audit.<\/p>\n<p>Refinance your existing mortgage, purchase a home, and\/or make improvements to resale properties to qualify.<\/p>\n<p>[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; 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